Terms & Conditions

M/s SKILL BANAO

Effective Date: March 05, 2026 Last Updated: March 05, 2026

Welcome to Skill Banao

Before you dive into our courses, webinars, and mentorship programs, please take a few minutes to read through these Terms & Conditions (“Terms”). We’ve tried to keep things as clear and straightforward as possible — no hidden clauses, no confusing legal maze.

https://www.skillbanao.com (“Website”) is owned and operated by M/s SKILL BANAO (hereinafter referred to as the “Company,” “we,” “us,” or “our”), with its registered office at Skill Banao, 219 Mavelipuram Onam Park Zone, Kakkanad, Kochi, Kerala, India

These Terms govern your use of Skill Banao’s Website, courses, webinars, learning platform, and all related services. By enrolling in a course, attending a webinar, or simply using our platform, you agree to be bound by these Terms along with our [Privacy Policy] and [Refund & Cancellation Policy].

These Terms are an electronic record under the Information Technology Act, 2000 (as amended) and are published in accordance with Rule 3(1)(b) of the Information Technology (Intermediaries Guidelines and Digital Media Ethics Code) Rules, 2021.

For these Terms, “you,” “your,” or “user” refers to any person who accesses, uses, or participates in the Website or Services in any manner. If you are under 18 years of age, “you” refers to your parent or legal guardian acting on your behalf.

By using our Website or Services, you confirm that you have read, understood, and agreed to these Terms. If you don’t agree, please do not use our platform or enrol in any of our programs.

1. What We Offer (Our Services)

Skill Banao is an EdTech platform focused on UX design education and professional growth. Here’s what we provide (together referred to as the “Services”):

• UX design courses — structured, in-depth programs covering UX research, UI design, interaction design, and more
• Cohort-based programs — time-bound, mentor-led learning experiences with a group of peers
• Webinars and workshops — short, focused sessions on specific topics, tools, or industry trends
• Mentorship and portfolio reviews — one-on-one or group sessions with industry professionals to help you refine your work and career direction
• Course materials — videos, PDFs, templates, recordings, assignments, toolkits, and other digital resources provided as part of the above programs (collectively, “Course Materials”)

We also provide access to a Learning Management System (LMS) where you can access your course content, submit assignments, and track your progress.

We reserve the right to update, modify, or discontinue any of our Services, course content, or schedules at any time. We’ll do our best to notify you in advance of any major changes that affect your active enrolment.

2. Who Can Use Our Platform (Eligibility)

To use Skill Banao and enrol in our programs, you must:

• Be at least 18 years old, OR
• Have verified parental or legal guardian consent if you are under 18

If you are enrolling on behalf of a minor (anyone under 18), you — as the parent or guardian — will be considered the primary account holder. You are responsible for providing consent, managing the account, monitoring your child’s activities on the platform, and ensuring their content does not include personally identifiable information without your express permission.

If you represent an organisation, institution, or company, you confirm that you have the authority and all necessary approvals to agree to these Terms on behalf of that entity.

We may, at our sole discretion, refuse to offer Services to any person or entity and may change eligibility criteria at any time.

Your Account, Your Responsibility

When you register on Skill Banao, you agree to:

• Provide accurate, complete, and up-to-date information during registration
• Keep your login credentials (username, password) secure and confidential
• Not share your account with anyone else — your account is for your use only
• Notify us immediately if you suspect any unauthorised access to your account

Your account is personal and non-transferable. The subscription or enrolment made in your name cannot be transferred to or used by another person.

What happens if there’s a problem? We may suspend or terminate your account if we detect misuse, false information, security concerns, or any violation of these Terms. We are not responsible for any loss arising from unauthorised use of your account due to your failure to keep your credentials secure.

Payments, How It Works

• All course and webinar fees (“Fees”) must be paid in full at the time of enrolment, or through approved EMI options facilitated by third-party financing providers
• Prices are displayed in Indian Rupees (INR) unless stated otherwise
• All payments are processed securely through third-party payment gateways (e.g., Razorpay, Stripe). By making a payment, you agree to be bound by the terms and conditions of the respective payment gateway provider
• We do not store your full card details or bank account information on our servers
• All Fees must be paid directly to Skill Banao through the channels provided on our Website — please do not make payments to any individual mentor, instructor, or third party claiming to represent us
• Your network operator may separately charge you for data usage

Please note:

• We reserve the right to revise our pricing at any time. Any changes will apply to new enrolments and will not affect courses you’ve already paid for
• We may suspend or restrict your access to Services for incomplete or failed payments
• We are not responsible for any loss arising from payment issues, including lack of authorisation, exceeding pre-set limits with your bank, or third-party payment failures

For details on refunds and cancellations, please refer to our [Refund & Cancellation Policy].

Intellectual Property, Please Respect Our Work

Creating high-quality courses takes a lot of effort, passion, and expertise. All Course Materials — including but not limited to:

• Videos and recordings
• PDFs, slides, and documents
• Templates and design toolkits
• Assignments and project briefs
• Written content, graphics, and illustrations
• Trademarks, logos, and branding elements

are the exclusive intellectual property of Skill Banao Edtech Private Limited. All Intellectual Property Rights remain with the Company.

What you CAN do:

• Use the Course Materials for your personal learning and skill development
• Reference learnings in your own portfolio (with appropriate attribution where applicable)

What you CANNOT do:

• Copy, reproduce, or redistribute any Course Materials — in whole or in part
• Share, resell, upload, or publish Course Materials publicly (including on social media, YouTube, Google Drive, Telegram groups, torrent sites, or any other platform)
• Record any live sessions, webinars, or mentorship calls (audio or video) without explicit written permission from Skill Banao
• Modify, adapt, translate, reverse-engineer, or create derivative works from any Course Materials
• Use the Course Materials to create or deliver your own course, training, or workshop
• Remove any copyright notices, watermarks, or branding from Course Materials

This is serious: Any breach of this section may result in immediate termination of your access to the platform, removal from the program without a refund, and potential legal action under applicable intellectual property laws.

We grant you a limited, non-transferable, non-exclusive, and revocable licence to access and use the Course Materials solely for your personal, non-commercial learning purposes for the duration of your enrolment.

Code of Conduct — Be a Good Human

We’re building a community of learners, and we want it to be a safe, respectful, and positive space for everyone. As a student on Skill Banao, you agree to:

• Respect all mentors, instructors, peers, and Skill Banao staff — in live sessions, communities, and all communications
• Not engage in harassment, bullying, abusive language, threats, discrimination, or any behaviour that creates an unsafe environment
• Not disrupt live sessions, webinars, or group activities
• Do not plagiarise or copy projects, assignments, or portfolio work from other students, online sources, or any other origin. Academic integrity matters
• Do not share or post any content that is unlawful, offensive, defamatory, obscene, fraudulent, misleading, or harmful
• Do not attempt to hack, exploit, or interfere with the Website, LMS, or any connected systems
• Do not use our platform or Services for any purpose that violates applicable laws

What happens if you violate the code?

• We may issue a warning for first-time or minor violations
• For repeated or serious violations, we may remove you from the program with immediate effect and without a refund
• In severe cases, we may take legal action as permitted under applicable law

We reserve the right to access, review, and remove any user content at our sole discretion if it violates these Terms or our community standards.

User Content — What You Share on Our Platform

During your learning journey, you may submit, post, or share content on our platform — including assignments, project work, reviews, feedback, discussions, and community posts (“User Content”).

Here’s what you should know:

• You are solely responsible for any User Content you create or share
• We do not monitor all User Content in real-time, but we reserve the right to review, edit, or remove any User Content that violates these Terms at our sole discretion
• We may use anonymised or aggregated data from User Content to improve our Services
• Please do not include personal information of others in your User Content without their consent
• If you are a minor’s parent/guardian, you are responsible for monitoring any User Content shared by your child

Group projects and assignments: Any work produced as part of cohort activities, group assignments, or guided projects during the course may be attributed to Skill Banao. You may showcase such work in your portfolio, but Skill Banao retains the right to use the work for marketing, educational, or promotional purposes.

Communications — Staying in Touch

Once you create an account or enrol in a program, you agree to receive communications from us, including:

• Transactional messages — enrolment confirmations, payment receipts, session reminders, assignment notifications
• Service updates — schedule changes, platform updates, new features
• Promotional messages — upcoming courses, webinars, events, and offers

These communications may be sent via email, SMS, RCS, WhatsApp, and/or phone calls.

If you’d rather not receive promotional messages, you can opt out at any time by using the unsubscribe link in our emails, messaging “STOP” on WhatsApp, or writing to us at info@skillbanao.com. However, you will continue to receive important transactional and service-related messages as long as your account is active.

Career Support — An Honest Disclaimer

We care about your career growth, and we offer meaningful support to help you get there, including:

• Portfolio guidance and reviews
• Resume and LinkedIn profile advice
• Mentorship from industry professionals
• Mock interviews and career counselling
• Job referrals and placement assistance (where available)

However, let’s be upfront:

We do not guarantee job placement, a specific salary, or any particular career outcome. Hiring decisions are made by employers based on factors like your individual skills, portfolio quality, interview performance, market conditions, and other variables that are beyond our control.

Your success depends on the effort you put in. We’ll give you the tools, guidance, and support — but the results ultimately depend on you.

This isn’t a guarantee of employment — it’s a commitment to giving you the best possible preparation.

Platform Access, What to Expect

We work hard to keep our platform running smoothly, but here are a few things to keep in mind:

What we may do:

• Update, modify, or refresh course content to keep it relevant and up-to-date
• Change class schedules if necessary (we’ll notify you in advance whenever possible)
• Improve, upgrade, or modify platform features and functionality
• Temporarily suspend access for maintenance or technical upgrades

What we’re not responsible for:

• Your internet connection, speed, or stability
• Device compatibility issues (hardware, software, browser versions)
• Outages or disruptions caused by third-party services (video conferencing tools, payment gateways, etc.)
• Any loss of data or interruption caused by factors beyond our reasonable control

Access duration: Your access to Course Materials and the LMS is for a limited period as communicated at the time of enrolment. Payment of Fees does not entitle you to unlimited or lifetime access unless explicitly stated.

Course Discontinuation & Intermission

If you need to take a break:

• You may request a temporary discontinuation (intermission) by writing to info@skillbanao.com
• To rejoin, you must apply for the next scheduled batch within 3 months from the date of your break. You will resume from where you left off
• Any rejoining after 3 months will be treated as a new enrolment
• Upon rejoining, you will be governed by the rules, course structure, and syllabus in force at the time of rejoining

Portfolio submission and certification:

If you attended all training sessions but have not yet submitted your portfolio or taken the certification assessment, you are eligible to do so within 6 months of the course start date After 6 months, submissions will not be accepted unless approved on a case-by-case basis

Limitation of Liability, The Legal Stuff (But Kept Simple)

We know this section isn’t the most exciting, but it’s important:

Skill Banao is not liable for:

• Any indirect, incidental, special, or consequential losses or damages arising from your use of our Services
• Any career, income, or employment outcomes — we provide education and guidance, not guaranteed results
• Any failure or disruption of third-party services (payment gateways, video platforms, EMI providers, etc.)
• Any loss or damage caused by viruses, hacking, denial-of-service attacks, or other technical threats to your device or - data resulting from use of our Services
• Any non-compliance, misconduct, or failure on the part of mentors or instructors — we act as a platform and intermediary, and instruction is provided on an “as is” basis

Our maximum liability: In no event shall Skill Banao’s total aggregate liability exceed the actual Fees paid by you for the specific Service that gave rise to the claim, for the period of 1 month prior to the claim.

Force majeure: We will not be liable for any failure or delay in performing our obligations if such failure is caused by events beyond our reasonable control — including internet outages, natural disasters, pandemics, government-imposed restrictions, fire, flood, war, or acts of God.

We do not warrant that the Services will be uninterrupted, error-free, or free from defects. The Services and Course Materials are provided on an “as is” and “as available” basis.

Indemnification, Protecting Each Other

To the extent permitted by law, you agree to indemnify and hold harmless Skill Banao, its directors, officers, employees, agents, and affiliates from and against any and all claims, losses, damages, liabilities, and expenses (including reasonable legal fees) arising out of:

• Your use (or misuse) of the Services
• Any breach of these Terms by you
• Any violation of applicable law by you
• Any claim by a third party arising from your actions on our platform

Termination, When Things Don’t Work Out

We may suspend or terminate your access if:

• You violate any of these Terms or our community guidelines
• Your payments fail or remain overdue
• Fraudulent or deceptive activity is detected on your account
• Your conduct poses a security risk to our platform or other users
• You cheat, plagiarise, or engage in academic dishonesty
• You act in an aggressive, abusive, threatening, or harassing manner towards any Skill Banao staff, mentor, or fellow student

If you want to leave:

• You may request account termination by writing to info@skillbanao.com from your registered email
• Termination of your account does not automatically entitle you to a refund — please refer to our [Refund & Cancellation Policy]

What survives termination: Even after termination, the following sections continue to apply: Intellectual Property (Section 5), Limitation of Liability (Section 12), Indemnification (Section 13), and Governing Law (Section 15).

Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of India.

Jurisdiction: Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located at Ernakulam, Kerala, India.

Arbitration: Any controversies, disputes, or differences between the parties that cannot be resolved amicably shall be referred to and resolved by arbitration in [City of Registered Office], India, in accordance with the Arbitration and Conciliation Act, 1996. The tribunal shall consist of one (1) arbitrator mutually appointed by the parties. The language of arbitration shall be English. The arbitration proceedings and the decision shall be kept confidential.

Third-Party Links & Services

Our Website may contain links to third-party websites, tools, or applications. Please note:

We do not control, endorse, or take responsibility for the content, privacy practices, or terms of any third-party website Accessing such websites is entirely at your own risk Any data you share on third-party platforms is governed by their respective terms and privacy policies — not ours We encourage you to read the terms and privacy policy of any third-party website you visit through our platform.

Severability

If any provision of these Terms is found to be invalid, unenforceable, or illegal by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

Our failure to enforce any right or provision of these Terms at any point does not constitute a waiver of that right or provision.

Changes to These Terms

We may update or modify these Terms from time to time to reflect changes in our Services, business practices, or legal requirements.

• The updated Terms will be posted on our Website with a revised “Last Updated” date
• For significant changes, we’ll notify you via email or a notice on our platform
• Your continued use of our Services after any update means you accept the revised Terms
• We encourage you to check this page periodically so you’re always in the loop.

Contact Us

Got questions about these Terms? Need clarification on anything? We’re always happy to help.

M/s SKILL BANAO

Skill Banao, 219 Mavelipuram Onam Park Zone, Kakkanad, Kochi, Kerala, India

Email: info@skillbanao.com

These Terms & Conditions are effective as of March 05, 2026.

By using Skill Banao’s Website, platform, or Services, you confirm that you have read, understood, and agreed to all the provisions in these Terms & Conditions.